Healthcare costs are rising, and having basic health coverage may not always be enough. Our Top-Up Health Insurance plan provides an affordable way to boost your existing health coverage by offering higher protection against large medical expenses.

Key Features:

  • High Coverage at Low Premiums: Get additional coverage over and above your existing health insurance policy by paying affordable premiums, ensuring you are financially prepared for high medical expenses.
  • Deductible-based Plan: Top-up plans come with a deductible, which means they kick in once your medical expenses exceed a pre-determined limit (deductible). This makes them ideal for covering large hospital bills without increasing your regular premiums significantly.
  • Flexible Deductibles: Choose from a range of deductible options based on your current health coverage and financial comfort. You only pay for expenses that exceed the deductible, keeping the plan cost-efficient.
  • Wide Network of Hospitals: Enjoy cashless treatment at an extensive network of hospitals, ensuring quick and hassle-free care when you need it the most.
  • Covers a Range of Medical Expenses: The top-up plan covers hospitalization costs, surgeries, ICU charges, and critical illness treatments that go beyond your existing coverage.
  • Individual & Family Top-Up Options: Available for both individuals and families, allowing you to increase protection for yourself or all your loved ones under one policy.

Why Choose Top-Up Health Insurance?

  • Enhanced Protection: Adds an extra layer of protection to your base policy, ensuring you’re covered even in case of significant medical emergencies.
  • Affordable Premiums: Top-up plans are a cost-effective way to extend your health coverage without paying high premiums, making them an excellent option for managing financial risks.
  • Flexible and Customizable: Choose your deductible and sum insured based on your needs, making it easy to tailor the policy to fit within your existing insurance structure.
  • Seamless Integration: Works in conjunction with your current health insurance plan, ensuring smooth claims when your medical bills exceed the base plan’s limit.

Who Should Opt for Top-Up Health Insurance?

  • Individuals with Basic Health Coverage: If your current policy has limited coverage, a top-up plan is a great way to increase your protection against large expenses without changing your base policy.
  • Families: Ideal for families with a basic floater plan who want to safeguard themselves against larger medical expenses.
  • Employees: If you are covered under a group health insurance policy by your employer but need extra protection for yourself or your family, a top-up plan can fill the gaps.

Don’t let high medical costs catch you off guard. With our Top-Up Health Insurance, you can increase your health coverage affordably and protect yourself against major healthcare expenses.